One can become overwhelmed when shopping for a loan, for their first home or even for an investment property. There are so many banks and lenders in the market and each financial institution has many products to choose from. How do we know which product is good for us? In times like these it is wise to use the services of a mortgage broker… Click here to read the full article on the Finance Detective Blog
It’s not all bad news…If you are leaving your employer due to redundancy, you have a great opportunity to make a fresh start. Now could be the best time for you to think about a career change, become self-employed or consider retiring if you are close to retirement. Firstly, you must ensure that you know what type of payment you may be entitled to receive. The types of payments you may receive in the event of a genuine redundancy include: A genuine redundancy payment, which is tax-free up to a limit based on your full years of service with your …
The most common question I’m asked about personal insurances is “Do I need to have both Income protection insurance and total and permanent disability insurance?” The answer is “Yes, you should have both insurances in place”. If you want to know why… Read the full article on the Medical Finance Detective Blog
With the recent news headline, ‘WA unemployment rate hits 13-year high’, it has definitely put the pressure of job loss front of mind for many Australian workers, going into the new year. The current slump in the economic growth and the end of the mining boom in Western Australia, has also contributed to the hike in the unemployment rate. If you are one of the thousands who have been made redundant, either on a forced or voluntary basis, it can be quite confronting. However, there are a few tools that may help you cope with the traumatising times of redundancy. …
The New Year is a great time to overhaul your financial life for the better, and one excellent place to start is by making good resolutions that can help get you closer to your money goals. Do you want more information? For a few resolutions you might consider adding to your own personal agenda… Click here to read the full article on the Finance Detective Blog
It is natural for the property market to evolve through cycles. This doesn’t make it any easier to adapt, but it does allow us to prepare (and research) action-plans that enable success, even when times are tough. They say a good investor knows how to act during a downturn. In fact, we believe tough cycles actually offer opportunities for keen-eyed players. Get Sarah’s tips for making the right moves in 2015/2016… Click here to read the full article on the Finance Detective Blog
It’s beginning to look a lot like Christmas. All of your friends and neighbours have decked their halls with boughs of holly, hung their stockings with care and purchased and wrapped every last gift before placing it under their perfectly decorated Christmas tree. You, on the other hand, have done – well, nothing. For some helpful tips… Click here to read the full article on the Finance Detective Blog
The waiting game is almost over! Within the next 24 hours, the outcome of the last RBA board meeting for 2015 will be announced. Do you want more information? Do you want to know how this will affect you and your employees, as consumers? Get Sarah’s take on tomorrow’s board meeting… Click here to read the full article on the Finance Detective Blog
Around 22,000 WA dwellings will reach completion in 2015 and 2016. This increase in residential housing is likely to cause an influx of stock on the property market in 2015 and into 2016. Do you want more information? Do you want to know how this will affect you and your employees, as consumers? Get Sarah’s opinion on the future of the Perth property market… Click here to read the full article on the Finance Detective Blog
